Our Story

Cherokee County Federal Credit Union was founded on March 12, 1960. We originally served Rusk State Hospital employees, but expanded our membership in March of 2009 to service all of Cherokee County.

Our local financial professionals take great pride in serving members with the same courtesy they would expect from a good neighbor — because that's what we are. As a local, not-for-profit credit union, we're invested in the financial success of the community we all call home.

Why Join a Credit Union?

Because we're a nonprofit organization, all financial gains earned by Cherokee County FCU are reinvested in the form of member benefits. That's why we can offer excellent dividends, loans with highly competitive interest rates, and convenient services exclusive to our members.

Member Services

Member Benefits — Our members enjoy exclusive savings on medical care, vacation expenses, and more! Learn more about how you can benefit from our CUBenefitsExpress, CUonVacation, Invest in America, and On Your Way programs

Checking Accounts — We offer two free checking accounts that pay members for doing simple things like using their debit card and receiving eStatements. Choose from our Kasasa Cash Back or Kasasa Tunes accounts. All accounts come with free online banking. Plus, you'll have access to our extensive surcharge-free Co-Op ATM Network.

Savings Accounts — Earn competitive dividends on your dollars when you save at Cherokee County FCU. We offer a regular savings account, share certificates with competitive fixed rates, and tax-advantaged* traditional and Roth IRA retirement accounts.

Loans — Take advantage of our highly competitive interest rates on personal, auto, and share/certificate secured loans. Get the money you need today to finance your dreams for tomorrow. Our local lending officers will provide you with fast, attentive service from start to finish.

Thank You for Your Membership

Thank you for choosing Cherokee County FCU. We take great pride in serving our community, and in working hard to help our members realize their financial dreams. We very much appreciate our partnership with you!