APY = Annual Percentage Yield. Rates effective as of 3/31/2023. Fees may reduce earnings.

IRA Term Share Accounts Learn More

Length Requirement Rate APY
12 Month $1,000.00 Minimum 1.50% 1.50%
24 Month $1,000.00 Minimum 1.75% 1.75%
26 Month $25,000.00 Minimum 2.00% 2.00%

Share Certificates Back to Top Learn More

Length Requirement Rate APY
12 Month $1,000.00 Minimum 1.50% 1.50%
24 Month $1,000.00 Minimum 1.75% 1.75%
26 Month $25,000.00 Minimum 2.00% 2.00%

Share & IRA Savings Dividends Back to Top Learn More

Account Type Balance Rate APY
Share Savings/IRA Savings $100.00 - $2,500.00 0.20% 0.20%
" " $2,500.01 - $5,000.00 0.30% 0.30%
" " $5,000.01 - $10,000.00 0.40% 0.40%
" " $10,000.01 - $25,000.00 0.50% 0.50%
" " $25,000.01 and Up 0.60% 0.60%
Escrow Savings   0.00% 0.00%

Rates declared quarterly based on Credit Union earnings. Quarter ending 3/31/23.

New Auto Loans Back to Top Learn More

Beacon Score Up to $25,000.00
Up to 72 months
Secured loan
All rates stated APR
Over $25,000.01
*84 months
Secured loan
All rates stated APR
720+ 3.65% 4.15%
680-719 4.65% 5.15%
640-679 5.65% 6.15%
600-639 8.90% 9.40%
555-599 12.90% 13.40%
554 & below 14.90% 15.40%

Used Auto Loans Back to Top Learn More

Beacon Score 1-7 yrs old
Up to 72 months
All rates stated APR
720+ 4.45%
680-719 5.45%
640-679 6.45%
600-639 9.70%
555-599 13.70%
554 & below 15.70%

Unsecured Loans Back to Top Learn More

Beacon Score *Unsecured Loans
720+ 9.00%
680-719 10.00%
640-679 11.00%
600-639 14.00%
555-599 16.00%
554 & below 18.00%

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