APY = Annual Percentage Yield. Rates effective as of 12/31/2025. Fees may reduce earnings.
IRA Term Share Accounts Learn More
| Length | Requirement | Rate | APY |
|---|---|---|---|
| 12 Month | $1,000.00 Minimum | 1.80% | 1.81% |
| 24 Month | $1,000.00 Minimum | 1.70% | 1.71% |
Share Certificates Back to Top Learn More
| Length | Requirement | Rate | APY |
|---|---|---|---|
| 12 Month | $1,000.00 Minimum | 1.80% | 1.81% |
| 24 Month | $1,000.00 Minimum | 1.70% | 1.71% |
Share & IRA Savings Dividends Back to Top Learn More
| Account Type | Balance | Rate | APY |
|---|---|---|---|
| Share Savings/IRA Savings | $100.00 - $2,500.00 | 0.10% | 0.10% |
| " " | $2,500.01 - $5,000.00 | 0.20% | 0.20% |
| " " | $5,000.01 - $10,000.00 | 0.25% | 0.25% |
| " " | $10,000.01 - $25,000.00 | 0.30% | 0.30% |
| " " | $25,000.01 and Up | 0.35% | 0.35% |
Rates declared quarterly based on Credit Union earnings. Quarter ending 12/31/2025.
New Auto Loans Back to Top Learn More
| Beacon Score | Up to $35,000.00 Up to 72 months Secured loan All rates stated APR |
Over $35,000.01 *84 months Secured loan All rates stated APR |
|---|---|---|
| 720+ | 5.10% | 5.60% |
| 680-719 | 6.10% | 6.60% |
| 640-679 | 7.10% | 7.60% |
| 600-639 | 10.35% | 10.85% |
| 555-599 | 14.35% | 14.85% |
| 554 & below | 16.35% | 16.85% |
Used Auto Loans Back to Top Learn More
| Vehicle Age | Term |
Beacon Score |
All rates stated APR |
|---|---|---|---|
| 1 Yr. Old | 72 months | 720+ | 5.90% |
| 2 Yrs. Old | 72 months | 680-719 | 6.90% |
| 3 Yrs. Old | 72 months | 640-679 | 7.90% |
| 4 Yrs. Old | 60 months | 600-639 | 11.15% |
| 5 Yrs. Old | 60 months | 555-599 | 15.15% |
| 6 Yrs. Old | 48-60 months | 554 & below | 17.15% |
| 7 Yrs. Old | 48-60 months |
Unsecured Loans Back to Top Learn More
| Beacon Score | *Unsecured Loans |
|---|---|
| 720+ | 9.00% |
| 680-719 | 10.00% |
| 640-679 | 11.00% |
| 600-639 | 14.00% |
| 555-599 | 16.00% |
| 554 & below | 18.00% |