The higher education funding of your dreams is just one click away

CCFCU in partnership with Sallie Mae® is here to help you tackle education expenses head on. 

Benefits You’ll Love  

  • Available to undergraduates, graduates, and parents 
  • Variable and fixed interest rates available 
  • Access a wide variety of loan options 
  • Explore various repayment options
Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

1. Vehicle Info
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2. Loan Details
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3. Lease Details
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Share Certificate CalculatorDisclaimer

A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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What is the compounding interval?
  • Total dividends earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Simple Loan CalculatorDisclaimer

This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.

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  • Total paid $0
  • Total interest paid $0

Checking (Share Draft) Account

Account Type Rate APY Requirements
Cherokee Checking 0.05% 0.05% $300.00 minimum
(below minimum fee $3.00)
Cherokee Checking Plus 0.05% 0.05% $2,500.00 minimum
Cherokee Checking Bonus 0.10% 0.10% $2,500.00 minimum
No more than 6 Withdrawals a month

IRA Term Share Accounts

Length Requirement Rate APY
9 Months $20,000.00 Minimum 5.00% 5.09%
12 Month $1,000.00 Minimum 1.65% 1.66%
24 Month $1,000.00 Minimum 1.95% 1.96%
26 Month $25,000.00 Minimum 2.35% 2.37%

New Auto Loans

Beacon Score Up to $25,000.00
Up to 72 months
Secured loan
All rates stated APR
Over $25,000.01
*84 months
Secured loan
All rates stated APR
720+ 5.65% 6.15%
680-719 6.65% 7.15%
640-679 7.65% 8.15%
600-639 10.90% 11.40%
555-599 14.90% 15.40%
554 & below 16.90% 17.40%

Share & IRA Savings Dividends

Account Type Balance Rate APY
Share Savings/IRA Savings $100.00 - $2,500.00 0.20% 0.20%
" " $2,500.01 - $5,000.00 0.30% 0.30%
" " $5,000.01 - $10,000.00 0.40% 0.40%
" " $10,000.01 - $25,000.00 0.50% 0.50%
" " $25,000.01 and Up 0.60% 0.60%
Escrow Savings   0.00% 0.00%

Rates declared quarterly based on Credit Union earnings. Quarter ending 6/30/23.

Share Certificates

Length Requirement Rate APY
9 Month $20,000.00 Minimum 5.00% 5.09%
12 Month $1,000.00 Minimum 1.65% 1.66%
24 Month $1,000.00 Minimum 1.95% 1.96%
26 Month $25,000.00 Minimum 2.35% 2.37%

Unsecured Loans

Beacon Score *Unsecured Loans
720+ 9.00%
680-719 10.00%
640-679 11.00%
600-639 14.00%
555-599 16.00%
554 & below 18.00%

Used Auto Loans

Beacon Score 1-7 yrs old
Up to 72 months
All rates stated APR
720+ 6.45%
680-719 7.45%
640-679 8.45%
600-639 11.70%
555-599 15.70%
554 & below 17.70%

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