Dance to the tune of entertainment refunds
Earn download credit at sign up and every month thereafter for your favorite movies, music, apps, and more.
Benefits You'll Love
- No balance requirements to earn rewards
- Get entertainment download refunds each month
- Free checking with complimentary account services
- Easily view and manage cash and rewards online
- Earn up to $6 every month in iTunes® or Amazon.com® downloads†
- Earn $10 in iTunes or Amazon.com downloads at sign up†
- ATM fee refunds nationwide up to $15 per monthly qualification cycle†
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card
- $100 minimum Savings deposit to open
Earning your rewards is easy:
There are just a few banking basics you'll need to perform. To earn your rewards, simply do the following activities and transactions in your Kasasa Tunes® account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
Don't worry if you don't qualify during the monthly qualification cycle. You won't pay a penalty and your account is still free. Plus, you can get right back to earning your rewards the very next month.
†Sign Up Bonus: When you open and fund your Kasasa Tunes account, you will be refunded up to an aggregate total of $10 (which includes any applicable taxes) for iTunes and Amazon.com purchases made with your Cherokee County Federal Credit Union Kasasa Tunes debit card that post and settle to your account during the first 60 calendar days after your account is opened. This refund will be credited to your account on the last day of the Statement Cycle in which your aggregate iTunes and Amazon.com purchase threshold of $10 posts and settles to your account. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum deposit is required to open the account. No minimum balance is required to obtain this bonus. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Cherokee County Federal Credit Union as ATM or PIN-based transactions and purchases made with non-Cherokee County Federal Credit Union issued debit cards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) day prior to the close of the current statement cycle. Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $6 (which includes any applicable taxes) in refunds for any iTunes or Amazon.com purchases. In order to be refunded, iTunes and Amazon.com purchases must be made with your Cherokee County Federal Credit Union Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented for reimbursements of individual ATM fees of $5 or higher. When Kasasa Tunes qualifications are not met, iTunes and Amazon.com purchases and ATM fees are not refunded. iTunes and Amazon.com refunds and ATM fee reimbursements will be credited to your account on the last day of the statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Monthly enrollment in online banking and receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit 1 account(s) per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact a Cherokee County Federal Credit Union service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc and Amazon is a registered trademark of Amazon.com. Apple Inc. and Amazon.com are not participants in or sponsors of this program. Kasasa & Kasasa Tunes are trademarks of BancVue, Ltd., registered in the U.S.A.
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, PIN-based debit card purchases less than $6.00, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first day of the current statement cycle through one (1) business prior to the close of the current statement cycle. Reward Information: When Kasasa Tunes qualifications are met during a Monthly Qualification Cycle: you will earn up to an aggregate total of $6.00 (which includes any applicable taxes) in refunds for any iTunes or Amazon.com purchases. In order to be refunded, iTunes or Amazon.com purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends. In addition, you will receive reimbursements up to $4.99 per single transaction up to $15 total for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within 30 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. When Kasasa Tunes qualifications are not met, iTunes or Amazon.com purchases and ATM fees are not refunded. iTunes or Amazon.com refunds and ATM fee reimbursements will be credited to your account on the last day of the current statement cycle in which these purchases post and settle to your account and the ATM fees were incurred. Rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account's qualifications. Limit 1 account per social security number or individual taxpayer identification number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com Inc. Apple Inc. and Amazon.com Inc. are not participants in or sponsors of this program. Kasasa and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Share Certificate can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Checking (Share Draft) Account
Account Type | Rate | APY | Requirements |
---|---|---|---|
Cherokee Checking | 0.05% | 0.05% | $300.00 minimum (below minimum fee $3.00) |
Cherokee Checking Plus | 0.05% | 0.05% | $2,500.00 minimum |
Cherokee Checking Bonus | 0.10% | 0.10% | $2,500.00 minimum No more than 6 Withdrawals a month |
IRA Term Share Accounts
Length | Requirement | Rate | APY |
---|---|---|---|
12 Month | $1,000.00 Minimum | 2.00% | 2.01% |
24 Month | $1,000.00 Minimum | 2.25% | 2.26% |
26 Month | $25,000.00 Minimum | 3.00% | 3.03% |
New Auto Loans
Beacon Score | Up to $25,000.00 Up to 72 months Secured loan All rates stated APR |
Over $25,000.01 *84 months Secured loan All rates stated APR |
---|---|---|
720+ | 5.90% | 6.40% |
680-719 | 6.90% | 7.40% |
640-679 | 7.90% | 8.40% |
600-639 | 11.15% | 11.65% |
555-599 | 15.15% | 15.65% |
554 & below | 17.15% | 17.65% |
Share & IRA Savings Dividends
Account Type | Balance | Rate | APY |
---|---|---|---|
Share Savings/IRA Savings | $100.00 - $2,500.00 | 0.20% | 0.20% |
" " | $2,500.01 - $5,000.00 | 0.30% | 0.30% |
" " | $5,000.01 - $10,000.00 | 0.40% | 0.40% |
" " | $10,000.01 - $25,000.00 | 0.50% | 0.50% |
" " | $25,000.01 and Up | 0.60% | 0.60% |
Escrow Savings | 0.00% | 0.00% |
Rates declared quarterly based on Credit Union earnings. Quarter ending 9/30/23.
Share Certificates
Length | Requirement | Rate | APY |
---|---|---|---|
12 Month | $1,000.00 Minimum | 2.00% | 2.01% |
24 Month | $1,000.00 Minimum | 2.25% | 2.26% |
26 Month | $25,000.00 Minimum | 3.00% | 3.03% |
Unsecured Loans
Beacon Score | *Unsecured Loans |
---|---|
720+ | 9.00% |
680-719 | 10.00% |
640-679 | 11.00% |
600-639 | 14.00% |
555-599 | 16.00% |
554 & below | 18.00% |
Used Auto Loans
Vehicle Age | Term |
Beacon Score |
All rates stated APR |
---|---|---|---|
1 Yr. Old | 72 months | 720+ | 6.70% |
2 Yrs. Old | 72 months | 680-719 | 7.70% |
3 Yrs. Old | 72 months | 640-679 | 8.70% |
4 Yrs. Old | 60 months | 600-639 | 11.95% |
5 Yrs. Old | 60 months | 555-599 | 15.95% |
6 Yrs. Old | 48 months | 554 & below | 17.95% |
7 Yrs. Old | 48 months |